3 Ingredient Chili Cheese Dip

by Rachel

There is something magical about a warm, bubbling chili cheese dip fresh out of the oven. The creamy base, the hearty chili, and that golden layer of melted cheese come together in the kind of snack that instantly makes any gathering feel like a party.

This recipe is the definition of effortless comfort food. With only three simple ingredients and just a few minutes of prep, you’ll have a rich, cheesy, crowd-pleasing dip that’s perfect for game day, potlucks, or a cozy movie night at home.

If you need an appetizer that’s guaranteed to disappear fast, this is the one.


  • Only 3 simple ingredients
  • Ready in under 30 minutes
  • Perfect for parties, game days, and potlucks
  • Warm, creamy, cheesy comfort in every bite
  • Easy to customize with spice or toppings
  • Always a crowd favorite with minimal effort

Step 1: Preheat the Oven

Start by preheating your oven to 350°F (175°C). Lightly spray a 9-inch pie plate or shallow baking dish with nonstick cooking spray so the dip won’t stick.

Step 2: Spread the Cream Cheese Base

Place the softened cream cheese into the bottom of the dish. Spread it evenly into a smooth layer using a spatula.

This creamy base gives the dip its rich, tangy foundation.

Step 3: Add the Chili Layer

Next, spoon the canned chili directly over the cream cheese. Spread it gently so it covers the entire surface evenly.

This layer adds hearty flavor and makes the dip extra satisfying.

Step 4: Top with Shredded Cheese

Sprinkle the shredded cheese generously over the chili, making sure the entire top is covered.

This is the layer that will melt into bubbly, golden perfection.

Step 5: Bake Until Hot and Bubbly

Place the dish in the oven and bake for 20–25 minutes, or until the edges are bubbling and the cheese is fully melted and lightly golden.

Your kitchen will smell incredible.

Step 6: Serve Warm and Enjoy

Remove the dip from the oven and serve immediately while it’s hot and gooey. Pair it with tortilla chips, Fritos, or crunchy veggies.

Add optional toppings like tomatoes, cilantro, or green onions for a fresh finishing touch.


  • Soften the cream cheese first for easy spreading
  • Use spicy chili or jalapeños if you want extra heat
  • Try pepper jack, smoked gouda, or Mexican blends for fun flavor twists
  • Assemble ahead of time and bake right before serving
  • Serve straight from the baking dish to keep it warm longer

Can I make chili cheese dip ahead of time?
Yes! Assemble the layers up to 24 hours in advance, refrigerate, then bake when ready.

What chili works best for this recipe?
Any canned chili works bean or no bean, mild or spicy. Use your favorite.

Can I microwave this instead of baking?
Yes, microwave in a safe dish in 1-minute intervals until melted and hot, though baking gives the best bubbly top.

How do I store leftovers?
Store in an airtight container in the fridge for up to 3 days. Reheat gently in the oven or microwave.

What can I serve besides chips?
This dip is amazing with celery sticks, bell peppers, baked potatoes, hot dogs, or nachos.

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